What is Dental Insurance?
Dental Insurance is a scheme that offers employees cover for both preventative and restorative dental treatments. The benefits can be accessed in various ways, including via Private Medical Insurance, Flexible Benefits or as part of a Health Cash Plan. The level of cover can range from accident and emergency care to treatment for cancer.
What are the costs involved?
Costs vary depending on the level of cover required, the way a scheme is funded and the number of employees covered. The average cost of Dental Insurance is €10-15 a month per employee.
Any tax implications?
Dental perks are classed as a benefit in kind, so are subject to tax and PRSI. Employees can claim tax relief at 20%.
Why Dental Insurance?
An employee assistance programme (EAP) is a set of professional services specifically designed to support staff and improve wellness and healthy functioning.
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