Income Protection

Income protection insurance provides regular payments that replace part of your employees income if they are unable to work due to illness or an accident.


  • pays out until you can start working again – or until you retire, die or reach the end of the policy term – whichever is sooner
  • typically pays out between 50% and 65% of your income if you’re unable to work
  • covers most illnesses that leave you unable to work – either in the short or long term (depending on the type of policy and its definition of incapacity)
  • can be claimed as many times as you need to while the policy lasts.


It’s not the same as critical illness insurance, which pays out a one-off lump sum if you have a specific serious illness.


HubEx work with NFP to provide Employers with Income Protection for employees. If you use a different provider we can include your provider in your HubEx Employee benefit portal.

Other benefits:

Cycle to Work Scheme

Buy a bike tax-free and save up to 52% off the retail price.

Taxsaver Ticket Scheme

The Travel Pass scheme allows you to get tax-free public transport tickets for your commute to work.

FitHub

FitHub provides you with corporate annual membership rates on over 150 gyms and fitness classes all over Ireland.

Gym Flex

Get your Gym membership and fitness classes paid through salary sacrifice each month. Payable over 12 months.

Lifestyle Discounts

HubEx Perks is a range of over 2,000 exclusive discounts across Ireland, giving employees access to lots of lifestyle discounts.

Employee Assistance Programme (EAP)

An EAP is a set of professional services specifically designed to support staff and improve wellness and healthy functioning.

Kinto Join Car Pooling

Car pooling is a corporate commuting solution that revolutionises the way you travel to work.

Fleet Bikes

Fleet bikes are bikes leased by the employer for employee usage during work hours. Save on taxi fares and company cars by offering a range of e-bikes for employees.

Fully Automated Online
Application Process

  • Secure web portal, self service for employees.
  • No administration for employers.
  • Ireland’s number one provider.

Get started with Hubex

Comprehensive employee benefits managed all in one place. Get started to learn
more about the product.